personal flood insurance

Baller insurance Brokers has  carriers that have been providing flood insurance since the inception of flood insurance. The NFIP offers flood insurance policies for homeowners and renters. The policies are an essential layer of protection, because most homeowners, renters and business insurance does not cover flood damage. A flood insurance policy policy covers direct physical flood damage to your home and your belongings.

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Homeowners
Flood insurance policies for homeowners cover your building and belongings. Any homeowner who lives in a participating NFIP community is eligible, including people who own condominiums and townhouses. Building policies cover up to $250,000 of flood damage, and content policies cover up to $100,000 of flood damage.

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Renters
Renters flood insurance policies protect the things you own inside your home. They protect things like your furniture, clothes, television, computers, rugs and some artwork. This type of policy covers your belongings for up to $100,000 of damage.

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